Mortgage

QShould I Focus On Who Advertises The Lowest Rate And Forget The Type Of Institution?
AYou can, but unfortunately, there is no guarantee you will get the rate advertised. The rate may be good for only 30 to 60 days and, most likely, it will take you longer than that to close. To get a loan with a longer "lock in period", you usually have to pay a higher rate. Furthermore, interest rates can change daily. The better way to compare is to ask each lender what the rate would be if your closed in 90 days or whatever your timetable is. And, GET EVERYTHING IN WRITING.