QCan I Apply Jointly With My Spouse?
AYes, personal loans can be applied together with a co-applicant who can either be your spouse or your parents. This will help you to increase your income eligibility and you can avail a larger amount of loan. Your co-applicants income gets added to your income and the total is taken into consideration for calculating the loan amount you will be eligible for. So if you want a higher loan then you should apply jointly with a co-applicant.