Refinance

QWhy Should I Refinance?
AThere are many reasons for refinancing, including: 1. Lowering your interest rate 2. Changing the number of years you will pay on your mortgage Ö for example, taking a 15 year mortgage instead of a 30 year mortgage 3. Consolidating debt by taking a larger mortgage and using the excess cash to pay off higher interest debt 4. Taking out equity to remodel