Home Loans

QWhat Documentation Do I Need To Apply For A Home Loan?
AThe financing program you select determines the exact documentation required, however, generally speaking you should be prepared to bring the following: Check for application fee Current paycheck stubs If you already have a contract on a house, bring the purchase agreement. Note: If you are applying for a FHA/VA loan, we need your most recent bank statements (two months), W-2's (past two years) and past two years tax returns, if self-employed. If Self-employed, commissioned, have rental or seasonal property, or are employed by a relative, Please provide: The last full year's federal tax returns with schedules Complete copies of your most recent month's bank statements Retirement and investment account statements for down payment, closing costs and reserves.