Bad Credit Loans
QI Have No Credit. Do You Think I Could Qualify For A Mortgage? I Do Have A Car Loan But No One Wants To Give Me Credit.
A If you have a car loan, you definitely have a credit history. This is good, because people without any credit history often have a harder time getting a mortgage than those with a so-so credit history. That's because lenders need a gauge to assess you. If you have a blank record, lenders don't know if you are a credit risk or not. Whether you can qualify for mortgage depends on your income, debt, assets and liabilities, and the payment record of your car loan. Try talking to a loan officer about your plight.